A Group Microfinance Loan is a financial support system designed to empower small communities, especially women-led groups, by providing funds ranging from ₹10,000 to ₹1,00,000. Whether you’re starting a new venture, expanding a small business, or managing household needs, this loan offers you a way forward—backed by collective responsibility and flexible repayment options.
With our group loan services, we aim to support your financial journey by helping you understand:
Eligibility requirements
Application process
Required documents
Group liability and benefits
Loan usage flexibility
Option for refinancing
Whether it’s starting a home business, purchasing livestock, or managing daily needs — we offer tailored group loan solutions to help you thrive without financial stress.
Empowering women entrepreneurs and collectives through accessible and manageable funding.
Fuel your small business or retail venture with the right capital and group support.
Manage essential family needs or emergencies with timely, collective-based financing.
Finance training, tools, or craft-based income activities to boost your livelihood.
At USBFIN, we uplift communities through group-based lending solutions. Here’s what sets our group microfinance loan apart:
Eligibility is open to all group members engaged in income-generating activities. Requirements include minimum age, residency proof, and group participation.
Minimum age: 18 years
Must be part of a self-help group or women-led community group
Should have a stable income or means to repay within the group model
Have questions about group microfinance? We’re here to help:
Yes, early repayment is allowed and encouraged. It helps reduce your loan burden and keeps the group financially strong.
Yes, we offer options for refinancing if your group needs adjustments to loan terms or repayment duration.
Apply once your group is formed and ready with the required documents. Approval is fast and simple.
We operate in various towns and rural areas across India. Contact us online or visit our branch locator.
You can now apply online. Just provide your group’s details in the application form below.
