An MSME loan is a financial solution that empowers micro, small, and medium enterprises to expand operations, manage working capital, upgrade infrastructure, or invest in equipment. Whether you’re starting a business, looking to scale up, or streamline daily functions, an MSME loan offers the necessary funding between ₹5 lakh and ₹50 lakh—backed by flexible repayment options and minimal paperwork.
With our MSME loan services, we aim to support your business growth by helping you understand:
Eligibility criteria
Loan process
Required documentation
Loan comparison
Balance transfer for better terms
From machinery to market expansion, we provide tailored loan solutions for every MSME need to help you focus on growth without financial stress.
Access funds to manage day-to-day operations like payroll, inventory, and overheads—ensuring smooth business continuity.
Scale up your business, open new branches, or invest in infrastructure with our quick and reliable MSME loan offerings.
Finance the purchase or upgrade of machines, tools, or technology to enhance productivity and output.
Give your business a facelift with easy loans for shop or office renovation, repair work, or space redesign.
At USBFIN, we empower small businesses with smart, hassle-free loan solutions. Here’s what makes our MSME loan offering stand out:
MSME loans are available to sole proprietors, partnership firms, private limited companies, and startups. Basic eligibility includes a valid business registration, stable cash flow, and satisfactory credit profile.
Applicant should be at least 21 years of age at time of application.
Minimum business operation period: 1 year (exceptions may apply)
Valid KYC, business proof, and financial documents required as per guidelines.
Find answers to common questions about MSME loans, eligibility, documentation, and more.
Yes, MSME loans can be prepaid without penalty, helping reduce your overall liability and improving your financial flexibility.
Yes, we offer refinancing to help you restructure or shift your current loan for better terms. Connect with us for a consultation.
You can apply anytime with the required documents. It’s ideal to apply once your business documents and financials are in order.
We operate across multiple cities in India. Visit our contact page or get in touch online to find your nearest branch.
Now apply for an MSME Loan online. All you need to do is provide your details below in the application form.
